All that piece and parcel of Residential Flat bearing No. 4, situated on the First Floor of the building known as “Nirmal Apartment”, constructed on land bearing CTS No. 1070 A/B, located at Uran, District Raigad, Maharashtra – 400702, India, being the property described as subject to Equitable Mortgage (EM).

The property comprises a residential apartment specifically identified as Flat No. 4, situated on the first floor of Nirmal Apartment in Uran, District Raigad.

The flat is associated with CTS No. 1070 A/B, an important land identification reference that should be matched against the registered property documents, city survey records, and other relevant official records.

The first-floor location is a notable characteristic of the property, providing residential accommodation above the ground level. The actual access arrangements, staircase facilities, ventilation, natural lighting, and internal layout should be confirmed through physical inspection.

The property is situated in Uran, a coastal town in Raigad district, Maharashtra, within the wider Navi Mumbai regional area.

Uran and its surrounding region include residential settlements, commercial establishments, local markets, and areas associated with port-related and industrial activities.

The locality may be relevant to purchasers seeking residential accommodation within the Uran region.

The wider area has road connections towards Navi Mumbai and other parts of Raigad district. However, the actual distance and travel time from Nirmal Apartment to railway stations, major roads, schools, hospitals, markets, and other local conveniences should be independently verified.

The property is identified as Flat No. 4, First Floor, Nirmal Apartment, providing a specific residential unit reference.

The supplied description does not specify whether the flat is a 1RK, 1BHK, 2BHK, or another residential configuration.

Accordingly, the number of bedrooms, bathrooms, living spaces, kitchen facilities, balconies, and other internal features has not been assumed.

The carpet area, built-up area, and super built-up area have also not been provided.

The exact area and its classification should be verified against the registered agreement, approved building plans, and other relevant property documents.

The building's age, total number of floors, construction specifications, available amenities, and maintenance arrangements have not been specified.

The availability of parking, lift facilities, water supply, security arrangements, and other common facilities should therefore be independently confirmed.

The property may be considered for residential occupation or potential investment, subject to its legal status, ownership rights, physical condition, and applicable restrictions.

Equitable Mortgage (EM) Reference

The original property description begins with “EM of Flat No. 4”, indicating that the premises are described in connection with an equitable mortgage.

An equitable mortgage generally refers to a security interest created through the deposit of title deeds, subject to applicable legal requirements.

However, the supplied description does not identify the lender, borrower, mortgagor, loan account, outstanding dues, mortgage creation date, or present mortgage status.

It also does not establish whether the mortgage remains outstanding, has been discharged, or is associated with any enforcement or sale proceedings.

These matters should be independently verified through the relevant mortgage documents, lender records, title documents, and applicable encumbrance searches.

Prospective purchasers should examine the registered title deeds, CTS records, sanctioned building plans, applicable occupancy permissions, property tax records, society or association documents where applicable, and possession status.

Particular attention should be given to confirming Flat No. 4, First Floor, Nirmal Apartment, CTS No. 1070 A/B, Uran, District Raigad – 400702.

The property's ownership, mortgage status, transferability, outstanding financial obligations, and any restrictions affecting the property should be established before any purchase or transfer.

The flat's internal condition, construction quality, flooring, electrical installations, plumbing, and maintenance requirements should also be assessed through physical inspection.

With its first-floor location, identifiable Flat No. 4, Nirmal Apartment building reference, CTS No. 1070 A/B, and location in Uran, Raigad district, this residential property may be relevant to purchasers evaluating apartment accommodation in the Uran region, subject to verification of its area, residential configuration, title, equitable mortgage status, physical condition, and applicable legal requirements.